Kia’s vehicles offer modern design and reliability at an affordable cost. And with our special auto loan and leasing options, it’s never been easier to take home your very own Kia. With the average cost of a new car at just over $32,000, paying cash is not an option for most consumers. The savvy consumer knows it is important to devote time to researching financing options. There are many factors to consider and doing your homework and shopping a loan can mean thousands of dollars in your pocket over time.